Zolve Γ— Nbyula Β· loan advisor performance

How hard is each lead really being worked?

A lead-by-lead effort audit of both Zolve loan advisors β€” every dial, every connect, how long they actually talked, what was discussed, and the red and green flags on each case. Built to answer one question management asked: leads assigned are many, connected calls are few β€” why?

Snapshot 6 Aug 2026 Leads 415 assigned to the two advisors Source Nbyula CRM β€” call history + AI call-quality analytics All times IST

The short answer: it's a dialling gap, not a skill gap

When either advisor picks up the phone, they connect at a similar rate β€” John 37% vs Swatika 42% per dial. The difference is how often they dial. John makes 3.6 calls per lead (median 3); Swatika makes 1.4 (median 1) β€” she rings most leads once and moves on. Only 44% of her 211 leads have ever been reached against John's 60%.

Advisor scorecards

Green = the stronger of the two on that metric. The hero tile is dials-per-lead β€” the effort lever.

John Stanley

204 leads assigned
727total dials
3.6dials per lead median 3
122leads reached 60% of assigned
40real 5-min talks 20%
10.5htotal talk time
37%connect rate per dial
10 never dialled 72 dialled, never answered 142 idle >7 days

Swatika Reddy

211 leads assigned
291total dials
1.4dials per lead median 1
92leads reached 44% of assigned
10real 5-min talks 5%
4.1htotal talk time
42%connect rate per dial
9 never dialled 110 dialled, never answered 128 idle >7 days

Where the book leaks

Of every lead assigned, how many survive to each depth of contact. The drop from "assigned" to "dialled" is pure effort; the drop after "reached" is conversation quality.

John Stanley

Assigned
204
100%
Dialled β‰₯1Γ—
194
95%
Reached (answered)
122
60%
Talked >1 min
74
36%
Real convo >5 min
40
20%

Swatika Reddy

Assigned
211
100%
Dialled β‰₯1Γ—
202
96%
Reached (answered)
92
44%
Talked >1 min
57
27%
Real convo >5 min
10
5%

Every lead, by how far it got

One block = one lead. The redder the block, the less contact ever happened.

John Stanley
10
72
48
34
40
Never attempted Β· 10Dialed, never answered Β· 72Answered <1 min Β· 48Talked 1-5 min Β· 34Real conversation 5 min+ Β· 40
Swatika Reddy
9
110
35
47
10
Never attempted Β· 9Dialed, never answered Β· 110Answered <1 min Β· 35Talked 1-5 min Β· 47Real conversation 5 min+ Β· 10

How many times was each lead dialled?

The very top of the funnel β€” call attempts per lead, however far it later got. This is the purest read on effort: a lead that was dialled once and dropped had almost no chance to convert.

John StanleySwatika Reddy bars = number of leads with that many attempts
10
9
0
54
145
1
34
34
2
23
18
3
16
3
4
22
1
5
41
1
6–10
4
0
11+
call attempts made on the lead β†’
Advisor0123456–1011+Leads
John Stanley105434231622414204
Swatika Reddy914534183110211

Most leads barely get a second try

John left 64 of his 204 leads (31%) with one dial or none; for Swatika it is 154 of 211 (73%) β€” she now rings almost everyone once but rarely calls back. A single unanswered ring is not a worked lead. The AI-agent comparison shows what happens when every lead instead gets dialled ~10 times: reach jumps from 52% to 76%.

Most common red flags across the book

No activity for N days233
Only ever reached for under a minute83
First real contact took N days43
N attempts, never once answered32
No attempt to close or ask for commitment24
Never dialled once since assignment19
Tagged Not Interested13
Tagged Not Doable (lender fit unlikely)9

Lead-by-lead breakdown

Click any lead to open its effort log, what was discussed on the best call, and its flags. Sorted by longest conversation first.