Zolve × Nbyula · loan advisor performance

How hard is each lead really being worked?

A lead-by-lead effort audit of the Zolve loan advisors — every dial, every connect, how long they actually talked, what was discussed, and the red and green flags on each case. Built to answer one question management asked: leads assigned are many, connected calls are few — why?

Snapshot 28 Aug 2026 Advisors John Stanley · Swatika Reddy · Tarun Tej Leads 641 assigned across the three Source Nbyula CRM — call history + AI call-quality analytics

The short answer: it's a dialling gap, not a skill gap

When any of the three picks up the phone they connect at a similar rate — John 38%, Swatika 40%, Tarun 43% per dial. The difference is how often they dial. John makes 3.5 calls per lead (median 3) and has reached 63% of his book; Swatika makes 1.5 (median 1) — she rings most leads once and moves on — and has reached only 46%.

Tarun has turned into the standout. On a smaller book (142 leads) he now dials 2.3×/lead, has reached 69% — the highest of the three — and holds 44 five-minute conversations (31% of his leads, also the highest). Note his calls log to the CRM without his name (they show as "Unknown"); the figures here are corrected by matching his dialler line. The clear gap now is Swatika's dialling volume, not skill.

Advisor scorecards

Green = the best of the three on that metric, red = the weakest. The hero tile is dials-per-lead — the effort lever.

John Stanley

252 leads assigned
886total dials
3.5dials per lead median 3
158leads reached 63% of assigned
47real 5-min talks 19%
13.0htotal talk time
38%connect rate per dial
3 never dialled 91 dialled, never answered 222 idle >7 days

Swatika Reddy

247 leads assigned
379total dials
1.5dials per lead median 1
114leads reached 46% of assigned
15real 5-min talks 6%
5.3htotal talk time
40%connect rate per dial
3 never dialled 130 dialled, never answered 234 idle >7 days

Tarun Tej

142 leads assigned
327total dials
2.3dials per lead median 2
98leads reached 69% of assigned
44real 5-min talks 31%
10.7htotal talk time
43%connect rate per dial
3 never dialled 41 dialled, never answered 46 idle >7 days

Where the book leaks

Of every lead assigned, how many survive to each depth of contact. The drop from "assigned" to "dialled" is pure effort; the drop after "reached" is conversation quality.

John Stanley

Assigned
252
100%
Dialled ≥1×
249
99%
Reached (answered)
158
63%
Talked >1 min
103
41%
Real convo >5 min
47
19%

Swatika Reddy

Assigned
247
100%
Dialled ≥1×
244
99%
Reached (answered)
114
46%
Talked >1 min
71
29%
Real convo >5 min
15
6%

Tarun Tej

Assigned
142
100%
Dialled ≥1×
139
98%
Reached (answered)
98
69%
Talked >1 min
69
49%
Real convo >5 min
44
31%

Every lead, by how far it got

One block = one lead. The redder the block, the less contact ever happened.

John Stanley
3
91
55
56
47
Never attempted · 3Dialed, never answered · 91Answered <1 min · 55Talked 1-5 min · 56Real conversation 5 min+ · 47
Swatika Reddy
3
130
43
56
15
Never attempted · 3Dialed, never answered · 130Answered <1 min · 43Talked 1-5 min · 56Real conversation 5 min+ · 15
Tarun Tej
3
41
29
25
44
Never attempted · 3Dialed, never answered · 41Answered <1 min · 29Talked 1-5 min · 25Real conversation 5 min+ · 44

How many times was each lead dialled?

The very top of the funnel — call attempts per lead, however far it later got. This is the purest read on effort: a lead that was dialled once and dropped had almost no chance to convert.

John StanleySwatika ReddyTarun Tejbars = number of leads with that many attempts
3
3
3
0
66
160
35
1
51
53
46
2
35
21
42
3
25
6
8
4
21
1
6
5
47
3
2
6–10
4
0
0
11+
call attempts made on the lead →
Advisor0123456–1011+Leads
John Stanley36651352521474252
Swatika Reddy316053216130247
Tarun Tej33546428620142

One advisor still rings most leads once and moves on

John left 69 of his 252 leads (27%) with one dial or none, Tarun 3 of 142 (2%) — but Swatika left 163 of 247 (66%) with a single dial or none, and her median lead gets just one ring. A single unanswered ring is not a worked lead; the AI-agent comparison shows what happens when every lead instead gets dialled ~10 times: reach jumps to ~78%.

Most common red flags across the book

No activity for N days428
Only ever reached for under a minute127
First real contact took N days105
N attempts, never once answered58
No attempt to close or ask for commitment55
Tagged Not Doable (lender fit unlikely)49
Tagged Not Interested19
No clear next steps provided for the lead11

Lead-by-lead breakdown

Click any lead to open its effort log, what was discussed on the best call, and its flags. Sorted by advisor, then longest conversation first.