Zolve Γ— Nbyula Β· loan advisor performance

How hard is each lead really being worked?

A lead-by-lead effort audit of both Zolve loan advisors β€” every dial, every connect, how long they actually talked, what was discussed, and the red and green flags on each case. Built to answer one question management asked: leads assigned are many, connected calls are few β€” why?

Snapshot 14 Aug 2026 Leads 534 assigned to the two advisors Source Nbyula CRM β€” call history + AI call-quality analytics All times IST

The short answer: it's a dialling gap, not a skill gap

When either advisor picks up the phone, they connect at a similar rate β€” John 37% vs Swatika 41% per dial. The difference is how often they dial. John makes 3.0 calls per lead (median 2); Swatika makes 1.2 (median 1) β€” she rings most leads once and moves on. Only 37% of her 271 leads have ever been reached against John's 52%.

Advisor scorecards

Green = the stronger of the two on that metric. The hero tile is dials-per-lead β€” the effort lever.

John Stanley

263 leads assigned
778total dials
3.0dials per lead median 2
136leads reached 52% of assigned
42real 5-min talks 16%
11.3htotal talk time
37%connect rate per dial
52 never dialled 75 dialled, never answered 184 idle >7 days

Swatika Reddy

271 leads assigned
317total dials
1.2dials per lead median 1
99leads reached 37% of assigned
12real 5-min talks 4%
4.6htotal talk time
41%connect rate per dial
52 never dialled 120 dialled, never answered 222 idle >7 days

Where the book leaks

Of every lead assigned, how many survive to each depth of contact. The drop from "assigned" to "dialled" is pure effort; the drop after "reached" is conversation quality.

John Stanley

Assigned
263
100%
Dialled β‰₯1Γ—
211
80%
Reached (answered)
136
52%
Talked >1 min
84
32%
Real convo >5 min
42
16%

Swatika Reddy

Assigned
271
100%
Dialled β‰₯1Γ—
219
81%
Reached (answered)
99
37%
Talked >1 min
62
23%
Real convo >5 min
12
4%

Every lead, by how far it got

One block = one lead. The redder the block, the less contact ever happened.

John Stanley
52
75
52
42
42
Never attempted Β· 52Dialed, never answered Β· 75Answered <1 min Β· 52Talked 1-5 min Β· 42Real conversation 5 min+ Β· 42
Swatika Reddy
52
120
37
50
12
Never attempted Β· 52Dialed, never answered Β· 120Answered <1 min Β· 37Talked 1-5 min Β· 50Real conversation 5 min+ Β· 12

How many times was each lead dialled?

The very top of the funnel β€” call attempts per lead, however far it later got. This is the purest read on effort: a lead that was dialled once and dropped had almost no chance to convert.

John StanleySwatika Reddy bars = number of leads with that many attempts
52
52
0
53
158
1
41
36
2
31
19
3
18
3
4
23
1
5
41
2
6–10
4
0
11+
call attempts made on the lead β†’
Advisor0123456–1011+Leads
John Stanley525341311823414263
Swatika Reddy5215836193120271

Most leads barely get a second try

John left 105 of his 263 leads (40%) with one dial or none; for Swatika it is 210 of 271 (77%) β€” she rings almost everyone once but rarely calls back. A single unanswered ring is not a worked lead. The AI-agent comparison shows what happens when every lead instead gets dialled ~10 times: reach jumps from 44% to 78%.

Most common red flags across the book

No activity for N days358
Never dialled once since assignment104
Only ever reached for under a minute89
First real contact took N days46
N attempts, never once answered36
No attempt to close or ask for commitment28
Tagged Not Interested16
Tagged Not Doable (lender fit unlikely)11

Lead-by-lead breakdown

Click any lead to open its effort log, what was discussed on the best call, and its flags. Sorted by longest conversation first.