Zolve × Nbyula · loan advisor performance

How hard is each lead really being worked?

A lead-by-lead effort audit of the Zolve loan advisors — every dial, every connect, how long they actually talked, what was discussed, and the red and green flags on each case. Built to answer one question management asked: leads assigned are many, connected calls are few — why?

Snapshot 9 Sep 2026 Advisors John Stanley · Swatika Reddy · Tarun Tej Leads 685 assigned across the three Source Nbyula CRM — call history + AI call-quality analytics

The short answer: it's a dialling gap, not a skill gap

When any of the three picks up the phone they connect at a similar rate — John 38%, Swatika 40%, Tarun 44% per dial. The difference is how often they dial. John makes 3.4 calls per lead (median 2.5) and has reached 61% of his book; Swatika makes 1.5 (median 1) — she rings most leads once and moves on — and has reached only 44%.

Tarun is the standout. On a smaller book (158 leads) he dials 2.4×/lead, has reached 67% — the highest of the three — and holds 47 five-minute conversations (30% of his leads, also the highest). His calls log to the CRM without his name (they show as "Unknown"); the figures here are corrected by matching his dialler line. The clear gap now is Swatika's dialling volume, not skill.

Advisor scorecards

Green = the best of the three on that metric, red = the weakest. The hero tile is dials-per-lead — the effort lever.

John Stanley

266 leads assigned
904total dials
3.4dials per lead median 2.5
162leads reached 61% of assigned
48real 5-min talks 18%
13.3htotal talk time
38%connect rate per dial
9 never dialled 95 dialled, never answered 258 idle >7 days

Swatika Reddy

261 leads assigned
382total dials
1.5dials per lead median 1
115leads reached 44% of assigned
15real 5-min talks 6%
5.3htotal talk time
40%connect rate per dial
14 never dialled 132 dialled, never answered 254 idle >7 days

Tarun Tej

158 leads assigned
380total dials
2.4dials per lead median 2
106leads reached 67% of assigned
47real 5-min talks 30%
11.5htotal talk time
44%connect rate per dial
0 never dialled 52 dialled, never answered 149 idle >7 days

Where the book leaks

Of every lead assigned, how many survive to each depth of contact. The drop from "assigned" to "dialled" is pure effort; the drop after "reached" is conversation quality.

John Stanley

Assigned
266
100%
Dialled ≥1×
257
97%
Reached (answered)
162
61%
Talked >1 min
107
40%
Real convo >5 min
48
18%

Swatika Reddy

Assigned
261
100%
Dialled ≥1×
247
95%
Reached (answered)
115
44%
Talked >1 min
71
27%
Real convo >5 min
15
6%

Tarun Tej

Assigned
158
100%
Dialled ≥1×
158
100%
Reached (answered)
106
67%
Talked >1 min
75
47%
Real convo >5 min
47
30%

Every lead, by how far it got

One block = one lead. The redder the block, the less contact ever happened.

John Stanley
9
95
55
59
48
Never attempted · 9Dialed, never answered · 95Answered <1 min · 55Talked 1-5 min · 59Real conversation 5 min+ · 48
Swatika Reddy
14
132
44
56
15
Never attempted · 14Dialed, never answered · 132Answered <1 min · 44Talked 1-5 min · 56Real conversation 5 min+ · 15
Tarun Tej
52
31
28
47
Never attempted · 0Dialed, never answered · 52Answered <1 min · 31Talked 1-5 min · 28Real conversation 5 min+ · 47

How many times was each lead dialled?

The very top of the funnel — call attempts per lead, however far it later got. This is the purest read on effort: a lead that was dialled once and dropped had almost no chance to convert.

John StanleySwatika ReddyTarun Tejbars = number of leads with that many attempts
9
14
0
0
70
163
46
1
54
53
45
2
35
21
43
3
25
6
11
4
21
1
8
5
48
3
5
6–10
4
0
0
11+
call attempts made on the lead →
Advisor0123456–1011+Leads
John Stanley97054352521484266
Swatika Reddy1416353216130261
Tarun Tej046454311850158

One advisor still rings most leads once and moves on

John left 79 of his 266 leads (30%) with one dial or none, Tarun 0 of 158 (0%) — but Swatika left 177 of 261 (68%) with a single dial or none, and her median lead gets just one ring. A single unanswered ring is not a worked lead; the AI-agent comparison shows what happens when every lead instead gets dialled ~10 times: reach jumps to ~78%.

Most common red flags across the book

No activity for N days553
Only ever reached for under a minute130
First real contact took N days106
Tagged Not Doable (lender fit unlikely)68
N attempts, never once answered61
No attempt to close or ask for commitment60
Never dialled once since assignment23
Tagged Not Interested21

Lead-by-lead breakdown

Click any lead to open its effort log, what was discussed on the best call, and its flags. Sorted by advisor, then longest conversation first.