Zolve × Nbyula · loan advisor performance

How hard is each lead really being worked?

A lead-by-lead effort audit of both Zolve loan advisors — every dial, every connect, how long they actually talked, what was discussed, and the red and green flags on each case. Built to answer one question management asked: leads assigned are many, connected calls are few — why?

Snapshot 11 Aug 2026 Leads 517 assigned to the two advisors Source Nbyula CRM — call history + AI call-quality analytics All times IST

The short answer: it's a dialling gap, not a skill gap

When either advisor picks up the phone, they connect at a similar rate — John 37% vs Swatika 42% per dial. The difference is how often they dial. John makes 3.0 calls per lead (median 2); Swatika makes 1.2 (median 1) — she rings most leads once and moves on. Only 38% of her 261 leads have ever been reached against John's 51%.

Advisor scorecards

Green = the stronger of the two on that metric. The hero tile is dials-per-lead — the effort lever.

John Stanley

256 leads assigned
766total dials
3.0dials per lead median 2
131leads reached 51% of assigned
41real 5-min talks 16%
11.1htotal talk time
37%connect rate per dial
48 never dialled 77 dialled, never answered 162 idle >7 days

Swatika Reddy

261 leads assigned
315total dials
1.2dials per lead median 1
99leads reached 38% of assigned
12real 5-min talks 5%
4.6htotal talk time
42%connect rate per dial
43 never dialled 119 dialled, never answered 201 idle >7 days

Where the book leaks

Of every lead assigned, how many survive to each depth of contact. The drop from "assigned" to "dialled" is pure effort; the drop after "reached" is conversation quality.

John Stanley

Assigned
256
100%
Dialled ≥1×
208
81%
Reached (answered)
131
51%
Talked >1 min
81
32%
Real convo >5 min
41
16%

Swatika Reddy

Assigned
261
100%
Dialled ≥1×
218
84%
Reached (answered)
99
38%
Talked >1 min
62
24%
Real convo >5 min
12
5%

Every lead, by how far it got

One block = one lead. The redder the block, the less contact ever happened.

John Stanley
48
77
50
40
41
Never attempted · 48Dialed, never answered · 77Answered <1 min · 50Talked 1-5 min · 40Real conversation 5 min+ · 41
Swatika Reddy
43
119
37
50
12
Never attempted · 43Dialed, never answered · 119Answered <1 min · 37Talked 1-5 min · 50Real conversation 5 min+ · 12

How many times was each lead dialled?

The very top of the funnel — call attempts per lead, however far it later got. This is the purest read on effort: a lead that was dialled once and dropped had almost no chance to convert.

John StanleySwatika Reddy bars = number of leads with that many attempts
48
43
0
56
158
1
37
35
2
30
19
3
17
3
4
23
1
5
41
2
6–10
4
0
11+
call attempts made on the lead →
Advisor0123456–1011+Leads
John Stanley485637301723414256
Swatika Reddy4315835193120261

Most leads barely get a second try

John left 104 of his 256 leads (41%) with one dial or none; for Swatika it is 201 of 261 (77%) — she rings almost everyone once but rarely calls back. A single unanswered ring is not a worked lead. The AI-agent comparison shows what happens when every lead instead gets dialled ~10 times: reach jumps from 44% to 78%.

Most common red flags across the book

No activity for N days321
Never dialled once since assignment91
Only ever reached for under a minute87
First real contact took N days46
N attempts, never once answered35
No attempt to close or ask for commitment28
Tagged Not Interested16
Tagged Not Doable (lender fit unlikely)10

Lead-by-lead breakdown

Click any lead to open its effort log, what was discussed on the best call, and its flags. Sorted by longest conversation first.